Our Philosophy The Team
Retirement Planning Wealth Planning Insurance Services
Wealth Management Inc.
 
 
 
 
 

INSURANCE
SERVICES



 

When it comes to insurance, hindsight is always 20/20. At LOM, we work hard to mitigate your risks so you don’t live your life with financial regrets.

We provide insurance solutions for both your personal and corporate needs, to ensure that you are protected against unforeseen events.  A common problem we see is that most people don't even know what risks they are exposed to when it comes to their finances. We learn the ins and outs of your financial situation in order to detect areas of vulnerability and work to mitigate them.  

While under-protecting yourself is a problem so is overprotecting yourself. We operate under a strict if you don't need it don't bother policy so you aren't wasting your time or money.

 
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The LOM Approach

We utilize the following techniques to develop
a strategy that will help you sleep better at night.


Insurance Needs Analysis

Co-Ordinated Insurance Planning

Policy Cost Analysis

Intergenerational Wealth Transfer

Buy / Sell Insurance Audit

Unanimous Shareholder Agreement Review

Estate Equalization

Legacy Planning

Charitable Donation

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Let’s Talk Insurance.

 

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ESTATE PLANNING

When it comes to personal financial management, perhaps no topic is more essential, or more neglected, than estate planning. Estate planning is an essential part of wealth management, particularly if your estate involves significant assets or complex issues.

When properly structured, an estate plan can reduce the taxes and expenses of your estate, simplify and speed the transition of assets to the next generation and ensure that your beneficiaries are protected.

LOM can help guide you through the estate planning process and introduce you to some of the most important options available to you.

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